What is Stamp Duty Land Tax?   Stamp Duty Land Tax (SDLT) is a tax you pay when you buy a property or land in England and Northern...

A  Whole of Market Broker  is a mortgage adviser who has access to the full range of mortgage products available from all lenders across...

After all this time, you've finally saved enough to buy your first home… or so you think. 💭 Your deposit is a huge step, but there are...

Buying your first home is likely to be one of the biggest financial commitments you’ll be making in your life so far. So, how will you...

The country’s first female Chancellor, Rachel Reeves, delivered Labour’s first budget for 14 years, raising taxes by £40bn. What does it...

If you already have adequate cover in place, it can be easy to assume that there is nothing more to be done. However, there are extra...

Following Labour’s landslide election win, much of the nation is waiting to find out what is in store for the UK housing market.  Many...

Offset Mortgages In choosing to offset your mortgage you are linking it to one of your savings accounts. You are not using those savings...

Interest Only Mortgages With an Interest Only mortgage you only pay the interest charged on your loan. You are not paying any of the debt...

Remortgaging Where you have purchased a property with a mortgage it is possible to switch this loan to a new one. This is done by taking...

What is a Residential Mortgage As you are buying a property to live in, you are taking out a loan to fund the purchase. This is done...

Fixed Rate mortgages With a Fixed Rate mortgage, the interest rate you pay will stay the same throughout the initial product term, no...